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My opinion is that is should have nothing to do with insurance rates. In some states your credit counts but not in all states. In California your credit still does not count and that is the way it should be. If your laws are different then call your lawmakers to change the law so your credit is not allowed to affect your premiums.
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http://cheapinsurance1.com/auto.php
Get the strength of the Insurance companies around you. The Cheapest Auto Insurance Quotes. Lowest property Insurance rates online.
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South Jersey Resident. 26 year old male with a clean driving record.
It used to be NJ Manufacturers (when I lived in NJ) but the ONLY way to get it is if they insure your employer. I know that ADP used to be insured by them & if you work for ADP you can contact them for a quote. It is not automatic you could get coverage with them, you must also fit all of the rest of their guidelines.
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Los Angeles Auto Insurance is the number source for auto insurance quotes!
Visit http://losangelesautoinsurance.us for more free and cheap auto quotes…
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Cheap Car Insurance Available. Save 40% Or More On Your Current Rates…Guaranteed! Our Quotes Are Fast And Easy. Take 2 Minutes And Save 40% http://www.lowratescarinsurance.info Cheap Car Insurance Available For Everybody…Instantly. Car Insurance Rates Have Never Been Lower So Get Your Quotes Now And Save Money. This is your Chance To Find Cheap Car Insurance.
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Have had a perfect driving record for 20 years, last week on my way to work, hit black ice, and car overturned in the ditch – car was a total loss. Do you think my rates will rise? No injuries or property damage, just a totalled car from the crash. Have been with the same insurance company with no previous claims the past 10+ years.
"First it depends on your state. If you are in NH, they can’t surcharge you for a one car accident, even if you total the car.
Then, it depends on your company. Some have first accident forgiveness after you have been with the same company more than 3 or 5 yrs. Some have first accident forgiveness up to a certain amount (like only up to $10,000, above that is chargable). Some don’t have any first accident forgiveness.
The best place to find out is your agent."
I’ve had good info about it here:
http://carquotes.imess.net
Have a nice day.
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if i am involoved in an accident. I understand they will prolly go up, but is there a time limit?
if you weren’t at fault then they won’t go up, if you were the one at fault then the insurance will stay up until the points from it are off your license, here in NC points stay on for 3 years but it could be different where you live
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